Calculators
Life insurance cover calculator
Rules of thumb do not know your family. This calculator starts from what your family would need if your income stopped, and subtracts what is already in place.
Want to see how this fits your own situation?
Talk to us for about 30 minutes. We will carry your numbers across so you do not have to repeat them.
How this is calculated
We add up the yearly support your family relies on for the years you choose, adjusted for price rises and the return on the money they receive, plus loans and future goals. We then subtract your existing cover and the savings you list. The result is an illustration to think with. It does not recommend any product, insurer or premium.
What it is not
It does not refer to any scheme. It is not a forecast, a recommendation or a promise of returns. Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing.
Insurance disclosure: This calculator is an illustration only and does not recommend any insurer or product. Insurance is arranged through NJ Insurance Brokers. NJ Insurance Brokers Private Limited is registered with IRDAI as a Direct Insurance Broker (Life and General), Regn. No. DB447/09, Licence No. 407. Insurance is the subject matter of solicitation.