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Valsynk Investments Private Limited  ·  ARN 356708  ·  AMFI Registered Mutual Fund Distributor & SIF Distributor
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Calculators

Step up SIP calculator

Most incomes grow, but a flat SIP does not. A step up SIP rises by a percentage every year. Choose a step and compare it with leaving the amount flat.

SIPStep up SIPGoalLump sumSWPRetirementChild educationCost of delayInsurance cover

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How this is calculated

The monthly amount stays the same within a year and rises by your chosen percentage when the next year starts. Each instalment is invested at the start of the month and grows at the yearly return you choose. Taxes and scheme costs are ignored.

What it is not

It does not refer to any scheme. It is not a forecast, a recommendation or a promise of returns. Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing.

Questions

What is a step up SIP?+
It is a SIP where the monthly amount is increased by a fixed percentage or amount at regular intervals, usually yearly.
How much should I step up by?+
Many people match it to their expected pay rise. Pick a figure you can keep up even in a year without a raise.
Is the result guaranteed?+
No. It depends on the return you choose to test, which can be higher or lower in real life.

Related calculators

SIP calculator

Work out what a monthly SIP could grow to. You choose the return, and we show a lower and a higher case beside it.

Goal based SIP calculator

Enter an amount you want to reach and a time frame, and see the monthly SIP that would be needed at three different returns.

Cost of delay calculator

See how waiting a few years to start a SIP could change the end value, at a return you choose.