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Valsynk Investments Private Limited  ·  ARN 356708  ·  AMFI Registered Mutual Fund Distributor & SIF Distributor
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Calculators

Retirement calculator

Start with what you spend today. We add price rises up to the day you stop working, work out how much would be needed to cover those expenses for the years you choose, and show the monthly SIP that could build it.

Want to see how this fits your own situation?

Talk to us for about 30 minutes. We will carry your numbers across so you do not have to repeat them.

Talk to us about this

How this is calculated

Expenses rise every year by the price rise you set. After you stop working, the money is assumed to earn the return you choose after retirement while you withdraw each month. The monthly SIP is the amount needed to reach that sum by the return you choose before retirement.

What it is not

It does not refer to any scheme. It is not a forecast, a recommendation or a promise of returns. Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing.

Questions

How long should the money last?+
Many people plan for twenty five to thirty years after they stop working. Change the number to see how it affects the result.
Why does the amount look so large?+
Prices rise every year, so expenses at retirement are much higher than today. That is the main driver of the number.
Is this advice?+
No. It is an illustration with values you choose. We can talk it through with you on a call.